Different names, same tradition

Long before finance apps, families gathered around kitchen tables and counted on each other. The world has practiced this idea for generations, under many names.

The same idea, practiced around the world.

  • Flag of GhanaFlag of Trinidad and TobagoFlag of GrenadaFlag of Saint Lucia

    Susu

    West Africa and the Caribbean

  • Flag of Ethiopia

    Ekub

    Ethiopia

  • Flag of Mexico

    Cundinas

    Mexico

  • Flag of China

    Hui

    China

  • Flag of Indonesia

    Arisan

    Indonesia

  • Flag of the Philippines

    Paluwagan

    The Philippines

  • Flag of the United States

    Tandas

    US Latino communities

  • Flag of South Korea

    Kye

    Korea

  • Flag of GuatemalaFlag of El Salvador

    Cuchubal

    Guatemala and El Salvador

  • Flag of the Dominican Republic

    San

    Dominican Republic

  • Flag of Haiti

    Sòl

    Haiti

  • Flag of Jamaica

    Partner

    Jamaica

  • Flag of Colombia

    Natillera

    Colombia

  • Flag of Peru

    Junta

    Peru

  • Flag of Bolivia

    Pasanaku

    Bolivia

  • …and many more

    The same tradition, on every continent

We upgraded the envelope

Same trust, with every rule visible to everyone. Contributions, turn order, and payouts live on-chain, where anyone in the circle can check them.

A hand holding a black envelope of Mexican peso bills

Your circle, when life moves people

Families spread out. A circle used to end when somebody moved away. Now members stay in the same circle from any phone or computer, anywhere Cenkali is available.

  • Stay in your circle from any phone or computer, where Cenkali is available
  • One shared digital dollar, USDC, so everyone counts in the same units
  • Every contribution and payout visible to the whole circle
See how it works

The hands that taught you to save.

Tandas are passed down at kitchen tables, from one generation to the next. Cenkali carries that teaching forward, so the next generation inherits the tradition and the trust.

An elder’s weathered hands resting in a younger person’s hands

The idea was never the problem

A tanda has always made sense. What broke it was everything around it: the person holding the cash, the member who stopped paying, the friend who moved away and took her turn with her. Cenkali takes over those three jobs and leaves the rest alone. The pot lives in a public smart contract, a rule-bound reserve can step in when someone misses, and the circle keeps its rhythm no matter how far apart your people live.

Illustration · where the savings-circle tradition is practised, not a map of where Cenkali is available.

The Cenkali Name

In honor of August 13, 1521 — 505 years

In atl, in tepetl · the water, the mountain

Nin Cencalli ik tikimilnamiki to cohcolhua akime otekipanoke nin tlaltikpaktle- Mexicas ihuan oksime altepeme- ke amo keman okinxitinihke ihuan nochipa o momalhhuike ken iknime.

Se inmixhui Akin axka kitekipanoa nin tlaltikpaktle okihhuilo ik inahualtlahtol tla oktionkate yehhua amo keman mikiske amo keman tikimilkahuaske

Okintocayotiaya in altepehua “el agua, el cerro- in atl- in tepetl” se Altepetl ihuan non kichikahtoke san se yolotl omochihchi nin amo tikneki tikimilkahuaske tikneki tikyolchikahuaske mayeto ipam altepeme non okyolitoke makiyolchikahuaka can se Cencalli

Español

Este cencalli es para recordar a nuestros antepasados, quienes trabajaron esta tierra- Mexicas y otros pueblos- que nunca los dispersaron y siempre se cuidaron como hermanos.

Un nieto de ellos quien ahora trabaja esta tierra lo escribió con la lengua náhuatl, si aún vivimos ellos nunca morirán, nunca los vamos a olvidar.

Les ponían nombre a sus pueblos “el agua, el cerro” in atl- in tepetl. Un pueblo y los que lo sostienen. Con un corazón se hizo esto, no queremos olvidarlos queremos reforzarlos que estén encima de los pueblos, los que están vivos que lo refuercen en un Cencalli

English

This Cencalli is in memory of our ancestors who worked this land - the Mexica and other peoples - who were never scattered, and who always kept one another as kin.

A grandson of theirs, who works this land today, wrote this in the Nahuatl tongue: while we still live, they shall never die; we shall never forget them.

They named their communities “the water, the mountain” - in atl, in tepetl. A people and those who sustain it. With one heart this was made: not to forget them, but to give them strength - that the living communities may carry it forward, in one Cencalli.

Náhuatl de las comunidades del sur — escrito por un descendiente.
Nahuatl of the southern communities — written by a descendant, kin to those remembered.