Cenkali

Built so your circle can trust the process.

Tandas have always run on trust. Cenkali adds proof. Your money is held by code, not by us, every contribution is in a stable digital dollar, and every payment is recorded publicly where your whole circle can check it.

Trust begins with the people

Every tanda begins long before any app. Envelopes, kitchen tables, the people who showed us how. Cenkali is built to honor that trust, not replace it.

A grandmother laughing with the women of her family, arms around each other

The ways Cenkali keeps you in control

  • Non-custodial

    Cenkali never holds, manages, or controls your funds. You keep your keys.

  • USDC only

    Circles run on USDC, a dollar-backed stablecoin. No volatile tokens in the pot.

  • On-chain transparency

    Circle rules, contributions, and payouts live on Base and are verifiable anytime.

  • Security review

    Independent audits and a public bug bounty are planned before any mainnet launch, with admin controls renounced or time-locked at launch.

The reserve pool

The Default Solvency Reserve Pool is a limited, rule-bound buffer inside the contract. It is not insurance and not a guarantee against every loss.

In practice, it can cover a missed payment so the circle keeps moving. It is capped by the contract's rules, and it cannot cover every kind of loss.

Risks and availability, please read.

  • Cenkali is not a bank. There is no deposit insurance and no FDIC coverage.
  • Yield is variable, generated by third-party protocols such as Aave, and never paid or guaranteed by Cenkali.
  • Smart contracts can contain bugs even after review. You could lose funds.
  • You are responsible for access to your own wallet. Lost access can mean permanent loss.
  • The Default Solvency Reserve Pool is a limited, rule-bound buffer inside the contract. It is not insurance and not a guarantee against every loss.
  • Digital assets and networks can be volatile, delayed, or temporarily unavailable.

At launch, Cenkali will not be available to residents of New York or the European Union. We'll expand as the rules in each place become clear.