How your savings circle works
Start or join a circle on the Cenkali website, no app download required. Everyone puts in the same amount each round in USDC, a digital dollar, and the pot rotates to a new member automatically. Every payment and payout is recorded on Base, a public blockchain, so your whole circle can see exactly where the money goes.
Four easy steps
Create the circle
Five fields, plain words. Name it, set how many members, the contribution per round, the days per round, and the reserve target. Every rule is visible before anyone pays.
Invite your people
Send the link by WhatsApp, text, or email, and pick English or Español for each invite. The payout order builds as seats fill. The circle cannot start until every seat is taken.
Contribute, round by round
One shared record: who has paid, whose turn it is, what is in the pot, and what the reserve holds. Every round settles against a contract address anyone can check.
Take your turn
When your turn arrives, the pot moves to you automatically, recorded on-chain for the whole circle to see. No chasing, no awkward reminders.
Testnet preview screens · test tokens only, not a live pool
Invites go where your people already are.
Send the link by WhatsApp, text, or email. Pick English or Español for each invite, so nobody is left translating.
Your circle, on any screen
Log in from any phone, tablet, or computer with an internet connection. Pay in, check your balance, and collect your payout right from the Cenkali website, with nothing to download.
Try Cenkali on a Working Preview
An invite-only testnet preview is running on Base Sepolia with test tokens. Complete circles have already run their full lifecycle there: contributions, rotating payouts, reserve coverage when someone misses, and final distribution. No real money is involved, and there is nothing to install.
Be first to know when circles open
Thanks, we'll be in touch.